ACPR Authorization

ACPR authorization, from file to decision.

Whitepeak Law prepares and manages ACPR authorization files for credit institutions, payment institutions, electronic money institutions and insurance companies. From initial analysis to the regulator's decision.

Practices

Areas
of practice.

Credit institutions

Authorization files for banks and similar institutions: activity programme, governance documentation, capital requirements, risk management systems and ACPR presentation.

Payment institutions and EMIs

Authorization files for payment institutions and electronic money institutions: regulatory scope analysis, governance structure, AML/KYC procedures, technical safeguarding measures and capital requirements.

Investment firms

Authorization files for investment firms seeking ACPR approval: activity programme, governance, capital requirements, organizational requirements and AMF coordination where applicable.

Insurance companies

Support for insurance authorization procedures: scope analysis, governance requirements, Solvency II compliance, ACPR file preparation and follow-up during instruction.

Clients

The parties we advise.

Start-ups seeking authorization

Support from the first analysis of the applicable regime through to ACPR authorization: regulatory scoping, business plan, governance structuring and file preparation.

Foreign institutions seeking French market access

Support for institutions seeking ACPR authorization or European passporting: regulatory analysis, French law compliance and ACPR dialogue.

Institutions modifying their authorization

Management of authorization modification files: new activities, governance changes, capital modifications. Ongoing relationship with ACPR supervisory teams.

Institutions under ACPR control

Support during ACPR inspections: preparation, response to requests, management of findings and follow-up remediation.

Approach

A practice result-oriented.

Complete file from first submission

An incomplete or poorly structured file significantly extends instruction timelines. Whitepeak Law invests the necessary time to structure complete, well-calibrated files from the outset.

ACPR relationship management

Direct experience of ACPR expectations and procedures. Ability to manage the regulatory dialogue constructively and anticipate follow-up requests during instruction.

Ongoing post-authorization support

Authorization is the starting point of the regulatory relationship, not the end. Support on ongoing compliance obligations, regulatory changes and preparation for inspections.

Paris Bar·UCLA School of Law·MIT Sloan School of Management·White & Case·Allen & Overy·Former Partner, Beaubourg Avocats

Your ACPR authorization file.

Confidential first exchange to analyse the applicable regime, assess the conditions for obtaining authorization and plan your ACPR file.

Book a consultation